Is it worth insuring?

Depending on the size/value of your cabinet, yes it is. Talk with your insurance broker about the best way to incorporate the value of the bottles to your insurance coverage. It would likely involve either increasing the general contents coverage limit on your property policy or, depending on the values of individual bottles (anybody got a spare Glenfiddich 50 yo kicking around?), a coverage schedule that specifies coverage values for specific bottles would need to be added to the general property policy.

An accurately maintained Connosr cabinet is actually a great tool in helping to verify the contents and value of your collection at the time of a loss. Bottom line, meet with your broker and ask them on the best way to adjust your policy, if required.

@Pudge72 I agree an itemized cabinent would be good for a fallback for a faulty memory. However, I've not yet met the claims adjuster that would base a claim on a list of anything. I have pictures of what I own. A few years ago I had a set of golf clubs taken. When I told him the type of clubs they were he said "ya right, got any proof". Just so happen I did have pictures...claim settled. So, to be on the safe side an itemized list with pictures is my advice.

@PeterG7...excellent point! It skipped my mind when I was typing my original reply.

Thank you gentlemen......eventually it might be something to consider.

@StevieC: A collector in Belgium recently had 1000 odd bottles of highly collectable and very special Springbank limited and distillery edns.(Springbank Society) disappear from locked secure storage without a trace.

There were many numbered bottles, so I guess he may have a chance of getting some of them back but some things are irreplaceable. This guy was the #1 S/B collector...was! Insurance is a good idea; it wont put back the Silver labels but at least he can start again.

I have no insurance, only a few Special bottles and a large dog - I sleep soundly!

I don't have anything valuable enough to insure. And I buy to drink. If I were a "collector" and looking to sell my collection in future I might reconsider - but even then, I would question whether you'd still end up ahead after paying all those insurance premiums when the time comes to sell?